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Your Pathway to Financial Freedom

Investment Property Financing

Pre-Approval Letter

eBook: Building Bricks to Wealth - out now

Your guide to the building bricks of wealth. This is a step-by-step guide and list of actions you can take to set yourself onto a wealth journey. It’s full of links and linked websites, making it easier and faster to take these steps.
To find out more of what content is in the book, click the link below for a full description.

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Create

These loans are the easiest path to investment property & AirBNB ownership, with as little as 20% down payment

Grow

Providing the fastest way to growth, they close in an LLC -staying off your credit report & your DTI unaffected

Scale

Clearest route to scale, there's no exposure limit on outstanding debt or number of loans allowed

How To Qualify - Only 3 Criteria

  • 660+
  • Takes the middle score of Fico 5 & Fico 8
  • Takes the highest score of all borrowers with 20%+ ownership in LLC
  • All members over 20% ownership sign personal guarantee
  • Minimum down payment is 20%
  • 6-12 months of PITIA reserves shown in a bank account (not escrowed)
  • Associated closing costs & 3rd party fees
  • No Income, W2s/W9s, Tax Returns, or Verification of Employment required
  • Professional and New Investors
  • Must meet DSCR threshold showing revenue will cover the cost of the loan – Underwritten based on projected revenue 
  • – Projected revenue on a Purchase: 1007 rent schedule in the appraisal 
  • – Projected Revenue on a Refinance: 12 months historical revenue, or projected revenue if a recent remodel

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